Absolutely, I do feel that the 10 of Pentacles can symbolize someone’s physical home or living environment — in fact, I often see it that way in readings.
Yes, traditionally it speaks to wealth, legacy, long-term success, and generational continuity, but what ties all of that together? Home. Not just in the financial sense, but in the emotional and physical sense too. The stability of a well-rooted home can be just as much a part of the “legacy” this card talks about as material wealth.
When I draw the 10 of Pentacles in a spread focused on someone's personal life, especially around questions of security or lifestyle, I often interpret it as a strong indicator of a solid, nurturing home — a place where one feels anchored and supported. It could point to a house passed down through family, or simply the kind of home someone dreams of building for their future.
It’s the kind of card that says: You’re safe here. You belong.
And honestly, what better wealth is there than that?
So yes, from my experience, the 10 of Pentacles absolutely extends to the physical home and the feeling of domestic harmony. It’s about that tangible sense of rootedness and continuity — not just money in the bank.